IING / SASRIA CPD 2026-02 - Climate Change and the Protection Gap

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CPD Hours 1.0

Overview

Climate change is reshaping global weather patterns, leading to escalating societal and economic challenges that are expected to intensify over time. Although insurance serves as a key mechanism to safeguard society against these risks, the protection gap, defined as the difference between economic losses and insured losses, continues to widen as climate impacts accelerate. The session will unpack the broader societal effects of climate change and examine insurance related responses, highlighting how innovation, public–private partnerships, and new insurance models are essential to strengthening resilience and ensuring long term insurability.