Insurance cover that protects an individual or business from a claim for damages, having been sued and held legally liable, arising from malpractice, injury or negligence. Liability insurance policies cover both legal costs and any legal payouts for which the insured would be responsible if found legally liable.
Liability insurance is critically important for those who may be held legally liable for the injuries and damage caused to others. We are all vulnerable. A product manufacturer may purchase product liability insurance to cover them if a product is faulty and causes damage to the purchasers or any other third party.
3 IISA CPD hours will be awarded for attendance at this forum.
Candice Sutherland , Business Development Consultant (Corporate Solutions) at SHA will present on Cyber Crime in South Africa, her presentation will address :
- What is cyber crime?
- Examples of cyber attacks on South African companies / individuals
- Statistics and common mistakes we all make
- The dark side of the net
- It is more lucrative to steal online than on the street
- How can I protect my myself and my organisation
- PoPI and ECTA
Nhlanhla Dube, Head: PI Underwriting (Commercial) also at SHA
He will present a more general approach to Professional Indemnity Insurance. Matters of importance to be addressed will include:
Professional Indemnity defined
- Claims Made Policy
- Period of Cover
- Limits of Cover
- Applicable Deductibles/Excesses
- Run-off cover
Caroline Yeo, Fiduciary Director at Camargue
Caroline says "The reality is that Directors and Officers now find themselves in a far more onerous position than ever before, with legislation and regulation holding them more accountable for any wrongful act or negligent actions, in addition to breaches of their fiduciary duties. No person should consider taking up a position as a Director before ensuring that there is a Directors and Officers Liability policy in place. The personal risk is just too great and should be identified, evaluated and controlled at board level. The solution is being well informed, and managing and transferring risk to well structured Directors and Officers Liability insurance programs as appropriate. Let's demystify this space…"
John Stebbing, Director of General Liability at Camargue
John's presentation will cover:
- A claims perspective on mistakes brokers make when giving advice on liability insurance
- How to structure a client's liability portfolio
- Understanding the sections and extensions on a general liability policy
||Registration & Refreshments
||Welcome - David Harpur (IISA)
||Candice Sutherland (SHA)
||Caroline Yeo (Carmargue)
Directors & Officers
||Refreshment Break (40 min)
||Nhlanhla Dube (SHA)
||John Stebbing (Carmargue)
|Non IING Member
Every person wishing to attend is required to complete a registration form or access will be denied. To all delegates, should you register to attend and do not attend the Forum without advising us 5 days prior to the Forum, you will forfeit your payment.
Single Attendee Registration Form
Multiple Attendee Registration Form